As your Wealth Advisors, we help manage every aspect of your financial life, partnering, educating, and guiding you throughout the process to help you make well-informed financial decisions.

Our depth of expertise across tax, estate planning, retirement planning, investment management, and risk management allows us to serve as guides for our clients through crucial life transitions. Whether you're changing careers, buying and selling real estate, relocating, helping family members with college, retirement, the loss of a spouse or working on leaving a legacy - we are here to provide financial guidance.

Our comprehensive wealth management services include:

All our relationships begin with a thorough discovery process to gain insight into the life, family, and financial situation of our clients. We believe that the best outcomes come from coordinated planning that goes beyond standalone investment management or tax advice. Our holistic process is designed to help our clients define, track, and achieve their goals.

Executive Benefits Integration

We offer a bespoke service to our executive clients, where we analyze their corporate benefits packages and integrate them with their overall financial plans. In doing so, we are able to achieve the most comprehensive and cost-efficient approach to your benefits planning.

College Planning

A solid wealth management plan to fund the college education of your children or grandchildren can provide them with an invaluable headstart in life. We can help you develop an effective strategy for saving and paying for their education. We will incorporate many available techniques, taking into account your tax situation and available investment assets.

Risk Management

A proper risk management plan can significantly soften the blow of unexpected and challenging events and setbacks. We will start by conducting an objective needs analysis of your disability income protection, health, life, long-term care, and property and casualty insurance needs. We will also do an audit and review of your existing insurance policies and ownership structure. Once we have completed this review, we will coordinate, when needed, with third-party providers to address risk management/insurance needs related to your complex estate planning and wealth transfer issues.

Liability Management

It often happens that the structure of clients' debt inhibits their cashflow, overall financial wellbeing, and future goals. We can help you optimally structure your debt to fund specific goals within your financial plan. In addition to analyzing existing debt, we will empower you or your company to manage your debt efficiently in the future. We also take into consideration contingent liabilities and personal guarantees.

Liquidity Planning

Ensuring you have liquidity for everyday living and events is often easier said than done. Working together and ensuring you live within your means, we can help you make provision for expenses like weddings, vacations, the purchase of homes, planes, boats, jewelry, art, and other activities and personal belongings.

Trust and Estate Planning

In collaboration with a qualified attorney, we assist our clients with the drafting and execution of their estate document design (wills, durable powers of attorney, health-care directives, and irrevocable life insurance trusts, etc.). In addition to this, we help our clients set up comprehensive wealth transfer and asset protection strategies, provide guidance with asset re-titling and beneficiary changes, and estate liquidity planning.

Philanthropic Planning

This service includes evaluating alternative philanthropic planning structures, including creating charitable foundations, providing education regarding the illustration and implementation of charitable trusts, irrevocable trusts, and valuation discount strategies, and clarifying philanthropic values and your family's mission.

Tax Planning

At WFA, much of our WM advice is rooted in effective tax planning. As a result, we take a proactive approach to finding tax deductions and creating tax-advantaged solutions. Throughout the process, we proactively review tax opportunities, focusing on minimizing investment related taxation.

Our tax planning encompasses the following:

  • Analysis of Prior-Year Returns
  • Tax Projections
  • Portfolio Investments
  • Retirement Plans
  • Employee Stock Options
  • Employee Benefits
  • Real Estate Ownership
  • Charitable Giving
  • Business Ownership

We invite you to schedule a phone call or contact us today at 408-369-7399 to speak to one of our trusted advisors and learn how our team can partner, educate, and guide you on your path to financial peace of mind.